CREDIT FACILITIES

SALARY WORKERS LOANS

 
  • Loans shall be granted to salaried workers where the employees collect their salaries through the bank
  • Loans shall be granted to employees who has been in operation with the bank for not less than three months
  • Loans granted shall be repaid on monthly-instalment basis
  • Competitive interest rate
  • Loans shall be disbursed not more than seven working days

COMMERCIAL LOANS

 
  • Our doors are opened to SME, cooperate bodies and individuals for overdraft and other loan facilities
  • Applicants are to operate active accounts for the period not less than 3 months to be eligible
  • Applicants shall provide at least two salary workers or exisiting customers of the bank with good standing as guarantors
  • Non-customers of the bank with good standing can be presented as guarantors
  • Applicants shall provide a percentage of an amount requested as cash lien to be part of the security
  • Loan repayments shall be on daily/monthly instalment basis or regular cash lodgement 

AGRICULTURE/ FARMERS LOAN

 
  • This loan shall be given tto farmers who are in cash crop and other farming activities
  • Loan shall be given to farmers who are in the same catchment area/community in which we operate
  • Loan must be repaid within a year
  • A salaried worker or customer shall guarantee the loan

FUNERAL / SOCIAL LOANS

 
  • These loan facilities are to assist individuals or families to perform their Weddings / Engagements / Funerals etc
  • Applicants must have an active account with the bank
  • Applicants must be a loyal customer to the bank
  • A competitive commission shall be charged
  • Repayment must be made within two weeks of reception 

SRB SMART

 
  • This is a loan facility for an applicant who does not collect his/her salary through the bank but is paid by the Controller & Accountant General
  • Loans granted shall be repaidd on monthly-instalment basis
  • Competitive interest rate
  • Loans shall be disbursed in less than two working days
  • Applicants shall submit three most current payslips
  • Applicants shall provide two current passport pictures
  • Applicants shall provide a valid national ID card
  • No cash lien for this loan

Contact Information

Please get in touch for us to do business. You can also visit any of our branches and mobilisation centers and our staff will be willing to assist you.

Branches

We have several branches across the country. Please  visit any of our branches nearby and  our staff will be willing to assist you.

Mobilisation Centres

We have several mobilisation centers distributed across the country for your convenience. Click to find the nearest center to you.

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